News and insights

What you need to know about home loan pre-approvals

Before making an offer on a property, it’s a good idea to get a pre-approval for a home loan. A pre-approval, also known as conditional approval, indicates that a lender is willing to lend you an amount of money to buy a property. Here are five key things to know about a pre-approval. 1.    A pre-approval […]
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A lot of banks aren't playing nice when it comes to interest rates

Not all banks are playing nice when it comes to home loans, with several of them hiking fixed interest rates since late last year. This has surprised a lot of us, because as we know the RBA has kept the cash rate at 0.1% for some time now. So, why are banks charging more for […]
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What you should know about home loans in 2022

Is your new year’s resolution to enter the property market? Buying a home is a big financial decision, and a key factor will be your home loan. To help you on your journey, here are four things you need to know about mortgages. 1.    Pre-approvals can be powerful A pre-approval is the first step in the […]
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Best books on mindset and goal setting for 2022

At the start of a new year, you may be wanting to start a clean slate, perhaps create new goals or pick up new habits. To inspire you to live your best life in 2022, check out our five top book recommendations on mindset and goal setting. 1.    Atomic Habits: An Easy & Proven Way to […]
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5 easy ways to support small businesses this Christmas

As we rush to finish our Christmas shopping, many of us may turn to the convenience of department stores and big retailers. But this year, consider changing tact by supporting small businesses who have been hit hard by the pandemic and related lockdowns and other interruptions. Here are five easy ways to spread the festive […]
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3. General Advice (Tax) Warning – The information provided is general advice only. It has been prepared without taking into account any of your individual objectives, financial situation or needs. Before acting on this advice you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs.