Why you'd use a buyer's advocate and what to look out for
Buying a home or an investment property can be a daunting process. Knowing where to start and how to negotiate a good deal can leave some people feeling a little overwhelmed. Purchasing a property can also be a time-consuming process, from finding the right location to negotiating a good price. That’s where hiring a buyer’s […]
APRA crackdown set to reduce the amount Australians can borrow
Rising house prices and ballooning household debt levels have prompted APRA to tighten up lending regulations. This comes about as more than 1 in 5 mortgage holders have borrowed more than 6 times their income, which APRA see as being too risky.
There’s been talk in recent years about the fact Australia will soon face the largest intergenerational wealth transfer in history. What exactly is an intergenerational wealth transfer? Well, it’s a euphemism for the inheritance you stand to receive when your parents leave this mortal coil. Specifically, it’s the $3.5 trillion that the X & Y […]
Who remembers receiving $20 in a Christmas card from a relative? Or maybe it was $5 or $10, depending on how far back we’re talking. And whether you’d already spent it in the time it takes to receive an extra-long hug from THAT Aunty, or you’d deposited it straight into your savings account with THAT […]
As if keeping track of the property market wasn’t a full-time job in itself! When you buy a property, it’s more than just the advertised price you’ll need to factor into your plans. Home loan application fees There’s no such thing as a free lunch, and many lenders charge you a fee for the privilege […]
Disclaimers 1. Any financial advice is provided by Dominium Capital Financial Advisers Pty Ltd, a Principal Authorised Representatives of Dominium Capital Pty Limited ABN 54 513 176 674 AFSL 461653 2. Any credit & finance advice is provided by Dominium Capital Pty Ltd. Australian Credit Licence 461653 3. General Advice (Tax) Warning – The information provided is general advice only. It has been prepared without taking into account any of your individual objectives, financial situation or needs. Before acting on this advice you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs.
