Then and Now: How Australian Retiree Lifestyle Expectations Have Transformed Over 25 Years
Introduction Retirement in Australia today looks remarkably different from what it was 25 years ago when I first started as a Financial Adviser. This change reflects shifts in economic conditions, family dynamics, and social attitudes. From travel aspirations to financial responsibilities toward children and grandchildren, Australian retirees now expect a lifestyle that is more dynamic […]
Pitfalls of Private Equity and Private Credit Investments: An Australian Perspective
Introduction Private equity and private credit investments have become increasingly popular among high-net-worth individuals, including small business entrepreneurs and high-earning executives in particular. These investment avenues promise lucrative returns and the allure of exclusive opportunities. However, they also come with significant risks that must be carefully considered, particularly in the context of the Australian market. […]
The Importance of "Time in the Market" over "Timing the Market" in the Australian Sharemarket
Introduction Investing in equities has long been considered one of the most effective ways to build wealth over the long term. However, within this broad strategy lies a crucial debate: is it more important to stay invested for the long haul ("time in the market") or to try to capitalise on market fluctuations ("timing the […]
Navigating the Impacts of Deglobalisation: Implications for Investors
The COVID-19 pandemic has significantly altered the global economic landscape, bringing to the forefront a theme that has been simmering for years: deglobalisation. This shift towards deglobalisation, characterised by a move away from the extensive global interconnectedness that has defined recent decades, poses both challenges and opportunities for investors. Understanding the nuances of deglobalisation and […]
Navigating Market Volatility: Softening of the Australian Share Market and Rising Inflation
The Australian share market has recently experienced a softening trend, reflecting broader economic concerns and uncertainties. This development comes amid an unexpected rise in inflation figures released this week, which has caught many investors off guard. Understanding these dynamics and their potential implications is crucial for making informed investment decisions. The Current State of the […]
Disclaimers 1. Any financial advice is provided by Dominium Capital Financial Advisers Pty Ltd, an Authorised Representatives of Dominium Capital Pty Limited (ABN 54 513 176) 674 AFSL 461653 2. Any credit & finance advice is provided by Dominium Capital Pty Ltd. Australian Credit Licence 461653 3. General Advice Warning – The information provided is general advice only. It has been prepared without taking into account any of your individual objectives, financial situation or needs. Before acting on this advice you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs.